House Lot Loan

As a contributor you may use this loan to access funds needed to purchase land being sold by private individuals or companies.

The House Lot Loan is a Non-Homeowners’ Loan.  If you have previously received a loan from the NHT you may still be able to access funds to buy property through our HOPE Loan product.

Through the House Lot Loan you can borrow as a single applicant or you may co-apply with 1 other qualified NHT contributor to access a higher loan limit to purchase the house lot.  If you need (and can afford) to borrow more money you may seek additional funds from another lending institution that is willing to enter into a Joint Finance Mortgage with us.

Additionally, you may be eligible to access funds to build on the lot through our Construction Funds Loan product.

Click here to find out how to apply for your House Lot Loan.

Click here to learn about our loan limits