Loans to buy

Open Market Loan

If you are an NHT contributor looking to buy a house being sold by private individuals or companies, you may apply for an Open Market Loan.

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NHT Scheme House Loan

We develop or finance the development of scheme houses, which are sold directly to contributors.  When these units become available they are advertised in the public media and contributors are invited to apply.

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NHT Serviced Lot Loan

At various times, we sell lots of land with basic infrastructure such as paved roads, water supply and electricity.  If you are eligible, you may apply for one of these lots.

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House Lot Loan

As a contributor, you may use this loan to access funds needed to purchase land being sold by private individuals or a companies.

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HOPE Loan

If you had received an NHT Loan at least 15 years ago but no longer own a house, this loan offers a second opportunity at home ownership.

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Solar Water Heater Loan

You may use a Solar Water Heater Loan to acquire a solar heating system.

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Solar Panel Loan

You may use a Solar Panel Loan to acquire a solar-powered electrical system.

Click here to find out more about this loan product.